Brilliance DealPoint technology offers user-friendly features to front-, mid-, and back-office managers to increase productivity, efficiency, transparency and quality of work. The solution arms decision makers with key customer profitability metrics that help them approve deals quickly from their desk or any mobile device. DealPoint makes front-office practices visible to portfolio managers and policy makers by providing them with rich data analytics they can use to maximize return on risk, manage portfolio concentration, and drive increased margins. The platform affords modelers, system administrators, and ultimately the bank complete independence and control over their data, model, and process.
Banks using DealPoint get more than the best-in-class, modern pricing and customer profitability solution. They ultimately gain increased margins, regulatory compliance, operational efficiency, and pricing transparency.
Analyze new and existing credit and non-credit transactions with precision and speed. Calculate select performance measures, such as RAROC (risk-adjusted return on capital) and SVA (shareholder value added), ROE (return on equity), ROA (return on assets). Perform a what-if analysis before submitting the optimal deal for approval.
Get real time, dynamic pricing targets by Product type, Geography, Risk Rating, Promotions and/or any other factors. All approval and historical changes are audited.
Rapidly customize or create new products. Using a simple building block approach, advanced users can modify the user interface, data rules, and calculations.
Make risk governance and compliance effortless. The platform automatically records the time and person who creates, updates, and approves a transaction. This information is available in the user interface and reporting database.